The Impression

Save on Candid clear aligners with your HSA or FSA

Put those pre-tax dollars to work on your oral health 

Amy Lieberthal
Creative Director, Candid

Raise your hand if you think HSAs (Health Savings Account) and FSAs (Flexible Spending Accounts) are confusing. It’s okay. Before I sat down to write this, I was raising my hand, too. The good news is by the end of this post, you’ll be able to put your hand down. Below is a quick breakdown of what it all means, and most importantly, what it all means for you.

How do HSAs and FSAs work? 

The most important thing to know about HSA and FSAs is that they allow you to pay for certain medical expenses using pre-tax dollars. Expenses like prescriptions, glasses, cold and flu medicines, and yes, Candid clear aligners. 

What’s an HSA?

Health Savings Accounts, are associated with high-deductible health insurance plans to help give you some relief from those costs of the high deductible. They can be rolled over each year.

What’s an FSA?

Flexible Spending Accounts allow you to use pre-tax dollars on everything that HSA accounts can but also cover a wider variety of activities such as child care. The biggest difference? You have to spend all of the money in your account before the end of the year or you lose it. 

I repeat. IT IS USE-IT-OR-LOSE-IT. So make sure you check that balance and spend, spend, spend before the year is out.  

What does this all mean for you?

It means that the new smile you’ve been dreaming of is a lot closer than you may have thought. It also means that if you have money in your FSA account right now you better get spending, because once the clock strikes midnight on December 31st, it’s all gone. 

Get started by seeing if you’re a candidate

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